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US blasts China as ‘unreliable partner’ amid escalating trade tensions
Business

US blasts China as ‘unreliable partner’ amid escalating trade tensions

by October 16, 2025

The United States has accused China of betraying a fragile trade truce reached earlier this year, in a sharp escalation of rhetoric between the world’s two largest economies.

In a rare joint appearance in Washington, US Trade Representative Jamieson Greer and Treasury Secretary Scott Bessent condemned Beijing’s decision to tighten export controls on rare earth materials, describing the move as an act of “economic coercion” and a “power grab” aimed at dominating global supply chains.

“If China wants to be an unreliable partner to the world, then the world will have to decouple,” Bessent said on Wednesday.

The unusually direct remarks underscore the mounting strain between Washington and Beijing ahead of an expected meeting between President Donald Trump and Chinese President Xi Jinping later this month.

China processes around 90% of the world’s rare earths and magnets — materials crucial to the manufacture of smartphones, electric vehicles, wind turbines, and advanced defence technologies.

Under new rules announced last week, foreign companies will need Chinese government approval to export products containing even small quantities of rare earths, and must disclose their intended use. Beijing has also moved to restrict exports of graphite and lithium batteries, key components of electric vehicles and consumer electronics.

Greer described the scope of the measures as “unimaginable”, adding that it was “unclear whether such sweeping controls could even be implemented in practice.”

“We are seeing a level of overreach that the global economy simply cannot absorb,” he said.

In response, President Trump has threatened to impose 100% tariffs on all Chinese imports beginning next month and is preparing new export restrictions on critical US software. Greer confirmed that these measures are currently being drafted.

Both sides have already introduced new port fees on each other’s vessels this week — a symbolic but tangible sign of rising tension.

Bessent said the White House had already received calls from US carmakers worried about potential supply shortages.

“This is China versus the world,” he said. “We and our allies will neither be commanded nor controlled. We are not going to let a group of bureaucrats in Beijing try to manage the global supply chain.”

While his tone was combative, Bessent also hinted that diplomacy remained possible: “I believe China is open to discussion, and I am optimistic this can be de-escalated.”

The latest flare-up threatens to unravel the trade truce the two sides struck in May, which suspended tariffs as high as 145% that had effectively frozen bilateral trade.

Since then, US imports of Chinese goods have still faced an average 30% levy, while Beijing imposed new 10% tariffs on American exports — a delicate détente that analysts say was always vulnerable to political pressure.

Greer said the US had “lowered tariffs since that time”, but accused China of “expanding its export controls” instead of reciprocating.

Analysts warn that a renewed trade war between the US and China could disrupt global supply chains already under strain from geopolitical tensions, energy price volatility, and a slowdown in global demand.

“Rare earths are the linchpin of modern manufacturing — from semiconductors to renewable energy,” said Lydia Grant, a senior fellow at the Atlantic Economic Council. “If this turns into a tit-for-tat conflict, the repercussions will ripple through every sector that depends on advanced technology.”

Both governments face domestic pressures to appear tough ahead of key political moments — with Trump keen to demonstrate economic strength ahead of next year’s election, and Beijing focused on shoring up its slowing economy amid weak industrial output and youth unemployment.

For now, both sides say they are open to talks. But as Bessent warned, “substantial actions” remain on the table if China does not roll back its latest export controls.

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US blasts China as ‘unreliable partner’ amid escalating trade tensions

October 16, 2025
India’s exports to US plunge as Trump’s 50% tariffs take effect
Business

India’s exports to US plunge as Trump’s 50% tariffs take effect

by October 16, 2025

India’s exports to the United States — its largest trading partner — have plunged following the introduction of steep US tariffs on Indian goods, marking one of the sharpest trade shocks in recent years.

According to government data, India’s goods exports to the US dropped 20% in September alone and nearly 40% over the past four months, as Washington’s 50% import duties came fully into effect. The tariffs, introduced on 27 August, include an additional 25% penalty tied to New Delhi’s continued purchases of Russian oil.

“The US has become India’s most severely affected market since the tariff escalation began,” said Ajay Srivastava, co-founder of the Global Trade Research Initiative (GTRI), a Delhi-based think tank.

The new duties have struck hardest at India’s labour-intensive export industries, including textiles, gems and jewellery, engineering goods, and chemicals — all key sectors that employ millions of workers and contribute significantly to foreign exchange earnings.

Shipments to the US have now fallen for four consecutive months, dropping from $8.8 billion (£6.5 billion) in May to $5.5 billion in September, a 37.5% decline, GTRI’s analysis shows.

The slump has also worsened India’s overall trade position. The country’s merchandise trade deficit widened to a 13-month high of $32.15 billion in September, according to official figures, reflecting both weaker exports and resilient import demand.

Some of the fall in US-bound shipments was offset by stronger trade flows with the United Arab Emirates and China, which together absorbed a higher share of India’s recent export growth.

September’s sharp fall represents the first full-month impact of the Trump administration’s tariff package, which aims to penalise India for its energy and trade ties with Russia while demanding greater market access for US agriculture and manufacturing exports.

The White House has argued that India’s continued purchase of discounted Russian crude oil undermines international sanctions designed to pressure Moscow over the war in Ukraine.

Earlier this week, President Donald Trump told reporters that Indian Prime Minister Narendra Modi had agreed to “phase out” imports of Russian oil, part of what he described as “constructive energy cooperation talks.”

However, a spokesperson for India’s Ministry of External Affairs struck a more cautious tone, saying discussions with Washington were “ongoing” and that the US had shown interest in “deepening energy cooperation with India.”

Trade negotiations between the two countries have resumed after months of stalemate, with an Indian delegation currently in Washington seeking to secure concessions that could blunt the tariffs’ impact.

Talks are reportedly aimed at reaching an agreement before the end of November, though both sides acknowledge deep differences remain — particularly over access to India’s agriculture and dairy markets.

For years, Washington has pressed for greater entry into India’s protected farm sector, describing it as a “major untapped market.” New Delhi has resisted, citing food security, rural livelihoods, and the need to safeguard the interests of hundreds of millions of small farmers.

Until recently, the US was India’s largest trading partner, with bilateral trade reaching $190 billion in 2024. Both governments have previously declared an ambition to more than double that figure to $500 billion, but the escalating tariff war has cast doubt over that goal.

Trade experts warn that the new tariffs could dampen investment sentiment and disrupt supply chains at a delicate moment for both economies.

“The timing is unfortunate — global demand is already weakening, and India’s export engines were just beginning to recover,” said Priya Nair, a Mumbai-based trade economist. “The longer these tariffs remain in place, the greater the risk of structural damage to India’s labour-heavy sectors.”

With negotiations under way observers say the coming weeks will determine whether the two governments can turn confrontation into compromise — or whether the world’s two largest democracies are heading for a protracted trade rift.

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India’s exports to US plunge as Trump’s 50% tariffs take effect

October 16, 2025
UK targets Russian oil market with new sanctions on Lukoil, Rosneft and ‘Shadow Fleet’
Business

UK targets Russian oil market with new sanctions on Lukoil, Rosneft and ‘Shadow Fleet’

by October 16, 2025

The UK has announced sweeping new sanctions aimed at crippling Russia’s energy revenues, targeting the country’s largest oil producers, state-linked tankers, and overseas partners helping to keep Russian crude flowing to global markets.

Unveiled by Chancellor Rachel Reeves ahead of meetings with global finance leaders in Washington, D.C., the sanctions package includes 90 new measures and represents one of Britain’s most aggressive efforts yet to squeeze Vladimir Putin’s wartime economy.

“We are sending a clear signal: Russian oil is off the market,” Reeves said, pledging to “significantly step up the pressure on Russia and Vladimir Putin’s war effort.”

The sanctions hit Rosneft and Lukoil, Russia’s two biggest oil producers, which together export roughly 3.1 million barrels of oil per day — around 6% of global supply, according to the Treasury.

Rosneft, the larger of the two, accounts for nearly half of all Russian oil output and is a major source of foreign currency for Moscow.

The UK is also blacklisting 44 tankers linked to Russia’s so-called “shadow fleet” — vessels used to transport oil under opaque ownership structures to evade existing Western sanctions.

Reeves said the move was designed to “destroy the capability of the Russian government to continue this illegal war in Ukraine.”

In a significant expansion of the UK’s sanctions regime, the list also includes entities based in India and China accused of helping to channel Russian crude into global markets.

Among them is Nayara Energy Limited, one of India’s largest private refiners, which is partly owned by Rosneft. The UK government said the company imported 100 million barrels of Russian oil worth more than $5 billion (£3.75 billion) in 2024 alone.

“We are ramping up pressure on companies in third countries, including India and China, that continue to facilitate getting Russian oil onto global markets,” Reeves said.

Beijing and Delhi have become key destinations for Russian oil exports since Western nations imposed a G7 price cap and banned seaborne imports of Russian crude in 2022.

Reeves made the announcement alongside Foreign Secretary Yvette Cooper on the sidelines of the International Monetary Fund’s annual meetings, where discussions with G7 counterparts focused on tightening sanctions and exploring ways to use frozen Russian assets to support Ukraine.

“Today’s action is another step towards a just and lasting peace in Ukraine, and towards a more secure United Kingdom,” Cooper said.

The G7 is expected to debate a proposal next week to seize profits generated by hundreds of billions in frozen Russian investments, much of which is held in cash at the European Central Bank. The EU — long hesitant over potential legal implications — is said to be developing a mechanism to redirect those funds to Ukraine.

Earlier this year, the UK joined the US in sanctioning Gazprom Neft and Surgutneftegas, expanding restrictions to cover nearly all of Russia’s major energy producers. At the time, then–Foreign Secretary David Lammy said the measures would “drain Russia’s war chest – and every ruble we take from Putin’s hands helps save Ukrainian lives.”

The latest round intensifies pressure not only on Moscow but also on countries that continue to buy discounted Russian crude.

In Washington, US Treasury Secretary Scott Bessent confirmed that the White House is considering tariffs of up to 500% on Chinese goods linked to Russian oil purchases — though he added that the US would only act “if our European partners will join us.”

“We will respond if our European partners will join us,” Bessent told reporters on Wednesday.

The UK sanctions come as the IMF warns of slowing global growth and rising geopolitical fragmentation — with the war in Ukraine, the Israel–Gaza conflict, and trade tensions between the US and China all weighing on economic stability.

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UK targets Russian oil market with new sanctions on Lukoil, Rosneft and ‘Shadow Fleet’

October 16, 2025
Groundbreaking use of AI delivers major efficiency gains across UK government
Business

Groundbreaking use of AI delivers major efficiency gains across UK government

by October 16, 2025

The UK Government has unveiled new evidence of how its home-grown artificial intelligence technology is improving efficiency and cutting costs, after it was used to help process tens of thousands of public consultation responses.

The specialist AI system, developed in-house as part of the government’s “Humphrey” suite of digital tools, played a key role in speeding up the analysis behind the decision to abolish Ofwat, the water regulator.

Traditionally, sorting large volumes of public feedback can take months of manual work by policy teams. In this case, more than 50,000 responses were submitted to the Independent Water Commission. The AI tool — codenamed Consult — categorised and grouped responses into key themes in around two hours, at a total cost of £240. Experts then spent just 22 hours validating the machine’s results.

The combination of automation and targeted human review allowed analysts to focus on policy insight rather than administrative sorting, making the overall process both faster and more accurate.

A comparison of the system’s performance against two expert human teams showed the AI agreed with at least one group 83% of the time. By contrast, the two human teams agreed with each other only 55% of the time — suggesting the system enhanced consistency as well as efficiency.

Alongside the AI-driven categorisation, civil servants conducted detailed manual reviews of stakeholder submissions to ensure that complex or nuanced feedback was fully considered in the final recommendations.

The Consult tool has already been deployed successfully elsewhere, including the Scottish Government’s consultation on non-surgical cosmetics and the Digital Inclusion Action Plan, which drew nearly 800 responses. In both cases, officials reported significant time savings and greater analytical accuracy.

Officials estimate that rolling out the technology across departments could save 75,000 days of manual analysis annually — equivalent to £20 million in staffing costs — while giving civil servants more time to focus on policy delivery and reform.

Digital Government Minister Ian Murray said the technology showed how AI could drive better, fairer, and more efficient government.

“This demonstrates the huge potential for technology and AI to deliver better public services and better value for taxpayers,” he said. “By taking on basic admin, Consult frees up staff to focus on what matters — fixing public services. It could save hundreds of thousands of pounds while helping us make smarter, faster decisions.”

The broader Humphrey programme — the internal digital framework under which Consult was developed — includes other AI-powered tools designed to modernise the civil service. One, known as Redbox, helped more than 5,300 officials summarise long documents and draft briefings more efficiently before being open-sourced for wider use.

Since its introduction, major technology providers such as Microsoft have begun offering secure AI tools for government use, including Microsoft Copilot, which integrates large language models into existing IT systems. Trials of Copilot within Whitehall found it could save officials up to two weeks per year in productivity gains.

Building on these successes, government engineers are now developing a new generation of “AI Exemplars” — projects identified by the Prime Minister to demonstrate how artificial intelligence can accelerate policy delivery. Examples include AI-driven tools to speed up planning decisions for housing, and systems to help probation officers engage more effectively with offenders.

Although the Redbox project has now concluded, its developers have redeployed their expertise to new initiatives within the Humphrey suite, including the creation of GOV.UK Chat, a generative AI-powered assistant that will soon be piloted in the GOV.UK App.

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Groundbreaking use of AI delivers major efficiency gains across UK government

October 16, 2025
UK mid-market demonstrates resilience as growth holds steady in Q3
Business

UK mid-market demonstrates resilience as growth holds steady in Q3

by October 16, 2025

The UK’s mid-market firms continued to drive private sector expansion in the third quarter of 2025, showing resilience despite a softening in overall activity across the wider economy, according to new data from NatWest’s UK Business Growth Tracker.

The index, which surveys mid-market businesses across manufacturing and services, dipped from August’s 13-month high of 56.4 to 51.6 in September, signalling slower but still positive growth. By contrast, the broader UK private sector stagnated, with output barely above neutral at 50.1.

Mid-market growth remained concentrated in services, where activity registered 52.6, though this marked the weakest expansion in four months. Manufacturing output fell at the fastest pace in ten months, with an index reading of 46.4, reflecting persistent supply chain and demand headwinds.

“UK business confidence has been on a rollercoaster ride over the last three months, but mid-market firms rounded out the quarter in a solid position,” said Sebastian Burnside, Chief Economist at NatWest.

“It’s encouraging to see businesses reporting signs of cost pressures starting to ease, hopefully setting the scene for stronger growth into 2026.”

NatWest’s data shows that mid-market firms — typically employing between 50 and 500 people — continue to outperform both small businesses and large corporates as a group. While some firms cited new customer wins and recovering demand, others noted that subdued investment and soft consumer spending had constrained momentum.

Andy Gray, Managing Director of Commercial Mid-Market at NatWest, said: “The resilience and adaptability of the UK’s mid-market firms is clearly demonstrated, as they continue to drive growth even as broader market conditions remain mixed.

“While challenges persist, particularly for SMEs, it’s encouraging to see that mid-market businesses are showing elevated growth expectations and responding positively to easing cost pressures.”

The NatWest SME Business Activity Index, which tracks smaller firms in construction, manufacturing, and services, fell marginally from 47.1 to 46.9 in September, pointing to a continuing contraction in output. However, the decline in new orders was the least severe seen this year.

Construction and manufacturing SMEs reported the sharpest output drops, while service-sector SMEs showed only moderate contraction.

Employment also continued to weaken across the mid-market for a sixth consecutive month, although the overall level of job losses remained smaller than across the broader private sector. Among SMEs, employment fell for the twelfth straight month, though at a slower rate than earlier in 2025.

Input costs rose sharply again in September but at the slowest pace since November 2024, falling below the post-pandemic average. For SMEs, cost inflation was the second-lowest since December 2024, with all major sectors reporting slower price growth than in the first half of the year.

While business confidence eased from August’s ten-month high, both SMEs and mid-market firms remain upbeat about the year ahead. The mid-market Future Activity Index climbed back above its long-run average, signalling that optimism — though tempered — remains intact.

With inflation moderating and cost burdens easing, NatWest expects the mid-market to remain the “engine room” of UK growth as the economy transitions into 2026.

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UK mid-market demonstrates resilience as growth holds steady in Q3

October 16, 2025
Bankers to receive bonuses faster under post-crisis rule change
Business

Bankers to receive bonuses faster under post-crisis rule change

by October 16, 2025

Senior bankers in the UK will be able to collect their bonuses more quickly after regulators moved to relax rules introduced in the wake of the 2008 financial crisis.

From Thursday, the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA) will reduce the bonus deferral period for top banking executives from eight years to four, allowing partial payouts to begin in the first year rather than year three as previously required.

The move is part of a broader effort to make the UK financial sector more competitive internationally, bringing bonus structures closer in line with those in the US and Asia, where deferrals are generally shorter — or, in the case of New York, not required at all.

The regulators said the changes would “cut red tape” while maintaining safeguards designed to prevent the kind of reckless risk-taking that helped trigger the global financial crisis 17 years ago.

Sam Woods, Chief Executive of the PRA, said: “These new rules will cut red tape without encouraging the reckless pay structures that contributed to the 2008 financial crisis. These changes are the latest example of our commitment to boosting UK competitiveness.”

The reforms mark another significant loosening of the UK’s post-crisis pay restrictions following last year’s decision to scrap the EU-wide cap that limited bonuses to twice a banker’s base salary.

Under the new regime, senior managers will still be subject to stringent “clawback” provisions, allowing firms and regulators to recover bonuses if misconduct or mismanagement emerges after payout.

Sarah Pritchard, Deputy Chief Executive at the FCA, said: “The new rules also mean senior managers will continue to follow our high standards and remain on the hook where poor decisions affect consumers and markets.”

The Treasury has been pressing regulators to review financial rules as part of a broader push to enhance the City’s global competitiveness. In July, Chancellor Rachel Reeves met senior figures from the PRA, FCA and Bank of England at 11 Downing Street to urge a “business-friendly” approach to regulation.

The timing of the rule change — ahead of the January bonus season — will be welcomed by many financial firms, which have enjoyed a profitable year amid volatile markets that have boosted earnings from trading equities, bonds, commodities and currencies.

While critics warn that easing bonus rules risks reigniting short-termism in the sector, supporters argue the reforms are overdue and necessary to retain top talent in London amid stiff competition from global financial hubs.

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Bankers to receive bonuses faster under post-crisis rule change

October 16, 2025
Inside the Mind of Maryann Misiolek: Building Homes and Hope
Business

Inside the Mind of Maryann Misiolek: Building Homes and Hope

by October 15, 2025

Maryann Misiolek is an accomplished real estate investment professional, industrial engineer, and finance manager based in Hummelstown, Pennsylvania.

She is the owner and operator of MarDav Enterprises, LLC, a property rehabilitation and management firm she founded with her husband, J. David (“Dave”) Misiolek, in 2001. For over two decades, the company has revitalised homes and neighbourhoods across Central Pennsylvania, specializing in the restoration, rental, and resale of distressed properties.

A graduate of Lehigh University with a Bachelor’s in Industrial Engineering and a Master’s in Management Science, Maryann began her career with a strong foundation in analytical thinking and problem-solving. Those early skills now underpin the logistical precision and financial strategy that guide her work at MarDav.

Maryann’s approach to business blends technical discipline with community awareness. She believes success is built on consistency, trust, and purpose. “You can’t fake hard work,” she says. “You have to show up every day, even when it’s difficult.”

Beyond business, Maryann is a dedicated volunteer and community leader. She serves as Chairperson of the Helping Hands Committee and on the Finance Council at St. Ann Byzantine Catholic Church in Harrisburg. She also supports local youth sports and charitable initiatives throughout the region.

Driven by values of integrity, perseverance, and service, Maryann continues to shape her local community through action and example. Her work proves that meaningful success is measured not just in profit, but in the positive impact one leaves behind.

Q&A with Maryann Misiolek

How did your journey in real estate begin?

It started in 2001 when my husband Dave and I decided to combine our skills. He and I have very similar backgrounds, so we blended our engineering, operations and finance knowledge to build a company of our own. We saw neglected properties around Central Pennsylvania and thought, “Why not turn them into homes again?” That’s how MarDav Enterprises began. We started small, one project at a time, and built from there.

You’ve been restoring properties long before it became a television trend. What drives that passion?

We’ve always believed in the value of hard work and transformation. Long before the renovation shows came along, we were already doing it. For us, it’s not about glamour or profit — it’s about improving communities. When we finish a project and see a family move into a once-abandoned house, that’s the reward.

How has your background in engineering influenced your business?

Engineering taught me how to think critically. At Lehigh University, I studied Industrial Engineering and Management Science, which trained me to manage systems and people effectively. That structure helps with planning, budgeting, and logistics in every project we take on. It also taught me to approach challenges with calm and precision.

What’s been the biggest lesson you’ve learnt as a business owner?

Consistency matters more than talent. You can’t fake commitment. There are days when the work is tough, but showing up makes all the difference. I also learnt that integrity builds trust — with clients, tenants, and partners. Without trust, there’s no long-term success.

You’ve mentioned working closely with your sister, Trudy Stewart. What’s that like?

Trudy’s a brilliant realtor, and we make a great team. We even joke that we’re the “Sold Sisters.” My husband and I find opportunities, and handle the transformation side, and she is there to connect us with the property’s new owner. It’s a family effort, which keeps things fun and grounded.

MarDav has rehabilitated many homes in Central Pennsylvania. How do you choose which projects to take on?

We focus on properties that have good bones but have been neglected. Some of them sit empty for years. When we see potential, we step in. We work from the ground up — repairs, design, and sometimes even landscaping. It’s about creating lasting value, not just flipping a house for a quick return.

Outside of business, you’re very active in your community. Why is that important to you?

Community service gives life balance. I’m the Chairperson of the Helping Hands Committee and part of the Finance Council at St. Ann Byzantine Catholic Church. We organize outreach for local families and support charitable projects. I’ve also been involved in youth basketball, soccer and tennis clubs. It keeps me connected to what really matters — my children and others in the community.

How do you balance work, volunteering, and family life?

I live by the motto: “Work to live, not live to work.” That’s taken years to learn. My motivation used to come from within, but now it’s my family that drives me. My husband and our three children remind me that success means having time for the people you love.

What advice would you give to young professionals starting out?

Don’t waste your twenties. That’s your time to work hard, learn, and set up your future. Time really is your biggest advantage. If you invest in yourself early, you’ll have the freedom later to live life on your own terms.

What’s next for you and MarDav Enterprises?

We’ll keep doing what we’ve always done — improving homes and helping our community grow stronger. The work is never finished, but that’s what keeps it fulfilling.

For more about Maryann Misiolek and her community work, visit St. Ann Byzantine Helping Hands.

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Inside the Mind of Maryann Misiolek: Building Homes and Hope

October 15, 2025
Grateful secures £1.5m to transform tipping for frontline workers
Business

Grateful secures £1.5m to transform tipping for frontline workers

by October 15, 2025

Harrogate and London-based fintech Grateful has raised £1.5 million ($2m) in seed funding from Calculus Capital to accelerate development of its automated tip pooling and tronc platform for frontline workers.

Founded in 2022 by Mason Potter (CEO), Jarrod Potter (Chair), and Damian Guy (CPTO), Grateful aims to solve one of hospitality’s most persistent problems: the complex and opaque distribution of tips in a cashless economy. The startup’s software automates tip pooling, compliance, and payments, giving employers transparency while helping staff receive earnings faster and more fairly.

The founders’ inspiration came from their experience in the United States, where structured tip management proved to boost morale and retention. In the UK, they saw operators “drowning in admin” — using sprawling Excel sheets to manage tronc systems while facing rising National Insurance costs and new legal obligations.

Potter said the service sector’s outdated tipping systems were “failing both workers and employers.”

“Frontline workers are the backbone of the service economy, yet they remain under-served by outdated systems that make tipping opaque, distribution slow, and compliance a headache for employers,” he said. “With the shift to a cashless society and the new Employment (Allocation of Tips) Act, fair and transparent digital tipping has become essential.”

The new legislation, introduced in 2024, mandates that all tips must go directly and transparently to workers, sparking demand for compliant, automated solutions like Grateful.

Grateful’s technology integrates digital tipping, tronc management, and worker money tools in one system, reducing manual work for businesses while giving staff real-time visibility into their gratuities. The platform has grown 400% year-on-year, with over 50,000 users and partnerships with leading hospitality tech providers including Toast, EposNow, Deputy, and PayCaptain.

The £1.5 million investment will fund Grateful’s next growth phase — developing AI-powered financial tools, enhancing compliance functionality, and expanding into new markets.

Alexander Crawford, Co-head of Investments at Calculus Capital, said: “Grateful’s platform brings fairness, transparency and compliance, in a cost-efficient way, to a space that has historically lacked all three. With new legislation driving change, Grateful is perfectly positioned to lead the way in ensuring every hospitality worker gets the tips they deserve.”

Potter added that Calculus’s backing would help scale the business internationally: “Their support gives us the firepower to build a platform that not only solves compliance for businesses but empowers workers all over the world by giving them greater ownership and transparency over their hard-earned tips.”

Grateful’s goal is to become the category leader in frontline worker pay and benefits, helping employers improve retention and morale while streamlining compliance. “Our mission is simple,” Potter said. “To make Grateful synonymous with gratitude for the gig economy — and transform how frontline workers are rewarded in the modern era.”

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Grateful secures £1.5m to transform tipping for frontline workers

October 15, 2025
Why Variety Keeps Audiences Engaged in the Digital Era
Business

Why Variety Keeps Audiences Engaged in the Digital Era

by October 15, 2025

Remember when you had to wait all week for one new episode of a TV show? Yeah, those days are gone. Now you can binge ten seasons, watch a hundred TikToks, and still have time to check out a new game, all before dinner.

The internet turned the world into one giant entertainment buffet. There’s comedy, drama, gaming, memes, sports, music, and more, all fighting for attention. And that’s kind of awesome. With so much variety, boredom doesn’t stand a chance. Every scroll or click feels like opening a mystery box … you never know what’s coming next.

Click, Watch, Repeat

Streaming services are like candy stores for your eyeballs. One minute you’re deep into a superhero saga, and the next you’re watching a true-crime doc about someone stealing zoo animals. Platforms like Netflix, Disney+, and YouTube keep audiences glued by mixing everything: action, romance, horror, and even weird cooking shows where people bake cakes shaped like trainers. It’s that constant switch-up that makes it fun. Variety keeps people curious, and curiosity keeps people watching. Who can resist the ‘Next Episode’ button, anyway? It’s practically hypnotic.

Gaming, Music, and Other Good Distractions

Let’s be honest … sometimes, just watching stuff isn’t enough. People want to tap, play, dance, or sing along. That’s where the real fun starts. Some jump into video games to blow off steam after school. Others chill with brain-teasing puzzles, mobile trivia, or random challenges they find online. Then there are the thrill-seekers who live for a bit of risk. They might play online slots, try out digital card games, or spin a wheel just to see what happens. Meanwhile, playlists jump from sad songs to hype beats faster than moods change. There’s always something to match the moment.

The Rise of the Tiny Attention Span

Thanks to short-form videos, people now expect entertainment to be fast, funny, and scrollable. TikTok, YouTube Shorts, and Instagram Reels are basically endless loops of chaos, in the best way. One video teaches you how to make a mug cake; the next is a cat pretending to DJ. These bite-sized bursts of fun are addictive because they never stop surprising you. If one clip flops, no problem, another one’s right behind it. That constant variety keeps the mind buzzing and the thumb scrolling long past bedtime.

Algorithms Know You Better Than You Do

Ever notice how the internet always seems to get you? You watch one video about football and suddenly your feed’s full of match highlights, funny commentary, and players dancing on TikTok. That’s the algorithm working its magic. It figures out what you like, then mixes in just enough new stuff to keep things interesting. It’s like having a personal DJ for your entertainment life, one who occasionally throws in something random just to see if you’ll vibe with it. Creepy? Maybe. Convenient? Absolutely.

Variety Is the Spice of Screen Time

Here’s the truth: people love options. They love to switch things up, try new stuff, and never get stuck doing the same thing twice. The digital world delivers that on a silver platter. One minute it’s sports, the next it’s memes, then it’s an emotional documentary that somehow makes you cry at 2 am. That’s what makes today’s entertainment so addictive; it never stops surprising. Variety keeps things fun, fresh, and full of life. So, whether you’re watching, playing, or scrolling, one thing’s for sure: the next click could be your new favourite thing.

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Why Variety Keeps Audiences Engaged in the Digital Era

October 15, 2025
Beyond the Basics: How UK Businesses Compete in a Busy Marketplace
Business

Beyond the Basics: How UK Businesses Compete in a Busy Marketplace

by October 15, 2025

In an increasingly saturated and fast-paced commercial environment, UK businesses are finding new ways to stand out and succeed.

With consumer expectations at an all-time high and competition around every corner, relying solely on a good product or reliable service is no longer enough. Companies are going beyond the basics to build stronger brands, deeper customer relationships, and smarter operations that keep them relevant and competitive.

Creating Strong Brand Identity

One of the most effective ways UK businesses are setting themselves apart is through a clear and consistent brand identity. In a crowded market, a well-defined brand helps customers quickly understand what a company stands for, what it offers, and why it matters. From logo design and colour schemes to tone of voice and customer messaging, businesses are investing more in branding that resonates with their target audience.

For many, this means positioning themselves not just around product features or price, but values. Whether it is a commitment to sustainability, community engagement, or ethical sourcing, UK consumers are increasingly drawn to brands that reflect their own beliefs. Businesses that express authenticity and purpose have a stronger chance of building customer loyalty and standing out from faceless competitors.

Providing Real Value to Customers

One of the most effective long-term strategies for competing in a busy marketplace is offering genuine value. UK businesses that focus on solving real problems, improving lives, or making everyday experiences easier are earning lasting customer loyalty.

Real value might come in the form of higher product durability, exceptional customer support, faster delivery times, special sales and offers, or added features that save customers time and effort. It could also mean offering educational resources, useful advice, or creative inspiration that goes hand-in-hand with a product or service.

A good example can be found in the fitness and wellness sector, where businesses add value by providing tailored workout plans, nutritional guidance, and access to expert advice—all often included as part of a membership or purchase. In the online entertainment space, many digital casinos stand out by offering promotional bonuses, free spins, and loyalty rewards. These extras give players more for their money and create a more engaging experience, helping platforms build trust and retain customers in a competitive market. While at-home bettors find rewards and promotions on local sites in the UK, it’s often the international non GamStop casino sites that offer the largest rewards. These platforms, which are licensed outside of the UK and skip rules like GamStop, are known not only for their flexible wagering options but for their lucrative and unique promotional offers that give real value to gamers.

Likewise, subscription services in areas such as meal kits or curated book deliveries often include personal touches, flexible options, and unexpected extras that enhance the experience. When customers feel they are getting more than just a transaction—when they feel supported, understood, and prioritised—they are far more likely to return and recommend the brand to others. Businesses that succeed in consistently delivering value are able to build stronger reputations and more resilient growth in even the most competitive sectors.

Delivering Personalised Experiences

UK companies are also turning to personalisation as a way to deepen customer connections and improve performance. From online retailers to service providers, businesses are using data to tailor experiences and make customers feel seen and valued. Personalised product recommendations, targeted email marketing, and dynamic website content are all being used to create experiences that are more relevant to individual shoppers.

This approach not only improves conversion rates but also builds stronger brand relationships over time. When customers receive timely, useful, and meaningful interactions from a brand, they are more likely to return. As data tools become more accessible, personalisation is no longer a luxury for big firms alone. Even smaller businesses across the UK are adopting this approach to compete more effectively.

Focusing on Exceptional Customer Service

While product quality remains important, many UK businesses are winning over customers through exceptional service. Fast response times, clear communication, and proactive support are now critical parts of the buying journey. In an age where people expect quick and smooth transactions, businesses that provide seamless service stand out.

Beyond efficiency, there is also a growing emphasis on human interaction. Brands that offer friendly and helpful communication, whether through live chat, email, or phone, are more likely to turn first-time buyers into loyal customers. Many UK companies are also empowering customer service teams to solve problems creatively rather than following rigid scripts, making interactions feel more personal and effective.

Investing in Innovation and Technology

Technology continues to play a central role in helping UK businesses stay ahead. From e-commerce integrations and AI-driven chatbots to CRM platforms and remote work systems, technology is driving efficiency, improving the customer journey, and opening up new sales channels.

Innovation is also visible in how businesses bring new products or services to market. Whether it is a restaurant using an app-based pre-order system or a fitness brand offering on-demand online classes, UK companies are using digital tools to meet customers where they are. Innovation does not always mean reinventing the wheel. Often, it is about applying existing tools in smarter ways to improve operations and deliver better experiences.

Building Communities and Engagement

Many businesses are finding value in building communities around their brand. This could be through social media groups, online forums, or live events that connect people with shared interests. In these spaces, customers do more than shop. They engage, share opinions, and feel like part of something bigger. Brands that cultivate community often benefit from word-of-mouth marketing and stronger brand loyalty.

Content also plays a major role in driving engagement. UK companies are increasingly using blogs, videos, and social posts to inform, entertain, and inspire their audiences. Rather than pushing products directly, they use content to build trust, share their values, and position themselves as thought leaders within their field.

Sustainability and Ethical Practice

More UK consumers are making purchasing decisions based on how ethical and environmentally responsible a business is. As a result, many companies are taking meaningful steps toward more sustainable operations. This could include sourcing locally, reducing packaging, offering eco-friendly alternatives, or improving supply chain transparency.

Rather than treating sustainability as a box-ticking exercise, successful brands are embedding it into their business model. They communicate their efforts clearly and honestly, building trust with consumers who care about the impact of their purchases. In a busy market, being known for doing the right thing can be a powerful differentiator.

Using Reviews and Social Proof

Another area where businesses gain an edge is through building and showcasing trust. In a marketplace full of options, people often turn to reviews, ratings, and testimonials to guide their choices. UK businesses are actively encouraging customer feedback and using it as part of their marketing strategy.

A well-placed review or case study can be more persuasive than a slick advert. Brands that respond to reviews, whether positive or critical, also show that they are engaged and committed to improvement. This openness helps build credibility and makes potential customers more confident in their buying decision.

Adapting Quickly to Market Changes

Agility has become a key trait for businesses competing in a crowded marketplace. Whether responding to shifts in consumer behaviour, new technology, or global events, UK companies that can pivot quickly are better placed to thrive. This might mean adjusting product lines, changing communication strategies, or finding new ways to reach customers when traditional channels become less effective.

Many smaller businesses, in particular, have shown remarkable flexibility in recent years, using digital tools to adapt in real time. Their ability to test ideas, get feedback quickly, and iterate gives them an edge over slower-moving competitors.

Read more:
Beyond the Basics: How UK Businesses Compete in a Busy Marketplace

October 15, 2025
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